What: Invest in style, not stocks.

What we say: With the economy in flux, don’t stress investments—invest in a vest instead! Keep your core warm and toasty with cozy vests perfect for winter weather or our more chic picks for a work or going out. Wear over a dress or a long sweater and leggings for a more laid back look.

We love this ivory vest from Mimi Maternity ($59.99). While a little pricey, it’s the best deal we’ve found for a vest of this caliber—this one has a fur-lined hood, thick padding to keep the cold out, and a secure enclosure.

Liz Lange for Target has this simple but classic suit-vest ($13.99), which is a great piece for dressing up a t-shirt or wearing open with a cute dress.

Another great choice is this chocolate brown Urban Vest from Neiman Marcus ($31.00) With a Mandarin collar and a hidden snap front, this vest is not only chic, it’s high-fashion.